Online, you can call on companies specializing in loans, such as Bankil or Yoabank. This form of loan is especially more affordable because you have no administrative fees. In addition to this, you should not consider opening hours. Online, you can also do a simulation of the rate you should pay back each month, and what are the costs. Then you can very easily introduce your request. The loan itself often operates in the same way as at the bank. It is therefore very simple to borrow online.
Borrow from a close
Do you have a friend or family member ready to help you? So it is also possible to borrow from him / her, and this has advantages. For the amount, it can be as high as you like, as long as it is suitable for both parties. The best thing in this case is to put all this in writing with an agreement, which takes all the conditions. Why? To avoid discussions in the future.
A crowdfunding campaign is also a good way to finance your project. It is not so well known in Belgium, but abroad, it turns out that it is very popular. Since 2017, there are platforms that go to individuals. Previously, it was only possible to do this kind of campaign as a business. How it works ? You start an online campaign and you can choose between a financial or non-financial crowdfunding. For this last option, people give you a maximum of 250 euros without expecting anything in return.
These different platforms always check, of course, if you are solvent. The world of loans is therefore bigger than you could imagine. It’s up to you to see what’s best for you, and to make your choice.